28 February 2006

THERE'S NO PLACE LIKE HOME


The wife and I just went and looked at houses. I know, I know… Terribly grown up of us but there it is. We talked to a real estate agent and everything.

But now we actually have to think about stuff and stuff. Like: can we afford a house, how much, where, when, etc…

To be more specific, we went and looked at houses around the Clinton area today. In fact we saw one absolutely fantastic house. [See picture above] It is a gorgeous stone cape cod w/ 4 bedrooms, two baths, huge rooms, hardwood floors, and 2 1/2 acres with woods. The interior is way cool. But the question is, should we be purchasing a house at this price?

[If you follow the above link it is the one at 4647 Clinton Street]

Or… Should we consider houses in South Utica? We have seen three online. [This time, see pictures below] These go in the $65K to $75K and seem to be quite lovely. In fact we know someone who just bought a house in south Utica for $40K; it needs a bit of work but is quite nice.



I would never have thought that possible. Surely a house in that price range must have only three walls, half a roof and a choice between electricity and plumbing. But no... Apparently in the Utica area houses are cheap, while in the Clinton area they are not. And all that brings in things like school districts and other grown up things like that.

Ah… the dilemmas. What the Hades do we know about buying houses and such? What are we thinking? We just started living together. I mean we are married and all, but golly. Are we really ready to be adults?

No I am not getting all cold-feety here about buying a house with the wife. I am like crazy happy being together and all. But buying a house??? Isn’t that madness???

What to do? What to do?

Does one wait for tenure to buy an expensive house? Does every sane person begin with a starter house? What the hell is equity exactly? Shouldn’t I find a job before we drop a couple hundred grand-ish into a mortgage?

AHHHHHHH!!!!!!

But then again… We just went and looked at houses. That was really freaking cool. At one point I was standing in the kitchen and the wife was leaning over the half-wall to the sitting room/sun room off the kitchen at the back of the house and I could just see here twenty years from now popping up from reading some bit if medieval lit and asking if dinner were ready and was there something she could do. It made me smile.

I liked that house.

3 Comments:

Blogger Dr. S said...

Prices are strange like that here, too: in Mount Vernon, pretty good houses are low $100Ks. In Gambier, those same houses would go for upper $100Ks, if not higher, just because it's Gambier. Crazed.

3/01/2006 12:10 AM  
Blogger Thomas Knauer said...

Yeah... We have done some calculating and, since we don't know what is up with me, we will probably get a place in south utica -- assuming they aren't awful. But rent around here is also insane $1,000-$1,500 plus utilities for a three bedroom. That being the case, how do you not buy.

3/01/2006 12:40 AM  
Blogger Dr. S said...

I particularly like the yellow house.

Jeez, about rent v. owning. It's a little bit like that here, too, though the numbers are about half -- $800 to rent, $400 to own. Bastards.

3/01/2006 9:40 AM  

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